Multi-currency virtual currency savings solution

(Abu Dhabi law applies)

Users can deposit BTC, ETH, DOGE, and USDT and choose different periods to obtain stable income. Interest is paid in USDT, and the principal is returned in full in the original currency after the storage period expires, ensuring the flexibility and security of user assets. This solution complies with the regulations of the Abu Dhabi Global Market (ADGM) and the UAE Virtual Asset Regulatory Authority (VARA) to ensure compliant operations.

Supported currencies & annualized rate of return

Interest is paid in USDT and the principal is returned in the original currency.

Tip: If investors withdraw funds in advance, interest will be calculated based on the actual number of days saved and an annualized interest rate of 2%.

Scheme rules

Deposit method:
Users can deposit BTC, ETH, DOGE, USDT to cold wallet or smart contract account

Interest payment:
settled monthly or upon maturity, interest is paid in USDT, and users can withdraw or reinvest at any time

Principal return:
After the storage period expires, the principal will be returned in the original currency (for example, if you deposit BTC, the principal will still be returned in BTC after maturity)

Early withdrawal:
no handling fee, but the income will be recalculated based on the actual storage days, and the interest will still be paid in USDT

Compliance and security

Legal Framework:
Regulated by the Abu Dhabi Global Market (ADGM) and compliant with the UAE Virtual Asset Regulations (VARA)

Cold wallet storage:
ensuring asset security and preventing cyber attacks

Risk reserve fund:
Establish a protection fund to ensure the ability to pay principal and interest

Transparent operation:
regularly disclose the flow of funds in the savings pool to enhance user trust

Extra features

Cross-chain access:
supports access and switching between BTC, ETH, BNB Chain, and Tron

Earnings reinvestment:
Users can choose to automatically reinvest, and the interest will be paid in USDT and reinvested directly.

International payment integration:
Users can use USDT interest directly for international payments or cross-border settlements

Applicable users

Long-term currency holders:
principal will be returned in the original currency to avoid currency loss

Investors who avoid the risk of volatility:
Interest is paid in USDT, providing stable income

International merchants:
Use USDT interest to support cross-border payments and improve capital liquidity

Contact your account manager for details